Last reviewed 23 November 2021

MPs in Parliament have voted to back social care plans for England to stop council support payments counting towards a new, planned £86,000 cap on lifetime care costs.

Last week the Government announced an amendment to the reforms set out in the Health and Care Bill, meaning that only the amount a person personally contributes to the care costs will count towards the £86,000 cap on costs.

This recent addition to the Bill was narrowly supported by 272 votes to 246. Labour and other opposition parties rejected the plan, with 19 Conservative MPs rebelling against the Government.

Prime Minister Boris Johnson described the plans as more generous than the current system.

Under the most recent change to the Bill, anyone with assets of less than £20,000 will not have to pay anything towards the cost of help with things like washing and dressing at home or a stay in a care home from October 2023.

People with more than £100,000 in assets, including the value of their home, savings or investments, will pay for everything up to a maximum of £86,000.

People with assets of £100,000 or less can qualify for council help to pay but the new change means they will eventually have to pay up to £86,000 of their own money too.

Local authorities will meet care costs beyond the £86,000 cap, which ministers say will be funded through a new health and social care tax.

Scotland, Wales and Northern Ireland have the power to set their own policies for health and social care.

Health Minister Edward Argar said no-one would lose from these reforms compared with the current system and the majority of people would win.

He acknowledged that it was important that an assessment of the impact should be made available before the Bill completed its passage through Parliament.