Most businesses will need some form of financing at some time. Financing may be required at the outset to set up the business and to acquire premises, working capital and stock. Businesses may need capital to finance expansion or to overcome a difficult period.

There is no “one size fits all” solution to financing as what is appropriate will depend on the size and nature of the business and on its requirements. The nature of financing options vary considerably as do the cost of those options. It is vital that the business takes appropriate professional advice as failure to properly finance the venture may prove disastrous.

This topic looks at the various sources of finance that are available to businesses, and some of the advantages and disadvantages of those schemes.

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