Employees have a right to:

  • opt-out of a qualifying pension scheme under auto-enrolment, and, where opted out, to be re-enrolled after three years, retaining the option to opt out again

  • access to some form of work-based private pension scheme

  • expect their employer to pay contributions to the fund by the 19th day of the calendar month following the month in which the contributions were deducted (or such earlier date as required by the pensions scheme)

  • receive specified information about their pension

  • if pension scheme members, be told that they have free access to the Pensions Advisory Service and to the Pensions Ombudsman

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