Many independent schools are pulling out of the Teachers’ Pension Scheme and former headteacher Michael Evans looks at some of the ramifications.

A valuable part of a teacher’s salary package

Although many teachers often give little thought to their pensions until they are close to retirement, in reality a teacher’s pension has always been an important and valuable part of the salary package. It is a guaranteed index-linked pension and it is a Defined Benefit scheme, based on an individual’s salary and service, rather than on investments. It is a scheme that follows teachers throughout their careers, making financial planning easier.


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